Affordable Housing in North Carolina

Jun 11, 2025|4 minute read|Written by Barbara Anzola

Affordable Housing in North Carolina: Top Cities and Neighborhoods

Looking for an affordable home in North Carolina that fits your budget and lifestyle? You might be moving for work, family, or a fresh start. Good news—affordable rentals still exist. We’ll help you find them. Let’s look at some of the best places to rent in the state. You’ll also get tips to help you lock in the right home.

Some cities and neighborhoods offer lower costs without sacrificing convenience, safety, or quality of life. This guide covers the best places to find affordable houses for rent in North Carolina.

Best Cities for Affordable House Rentals in North Carolina

The rental market in North Carolina is changing. As of February 2025, the average rent is $1,332 per month, a slight decrease of 0.9% from the previous year. North Carolina offers several cities with affordable rental options.

Affordability of housing is relative and ultimately, lifestyle, personal preferences, and income level play a role. Here are some top choices:

Forest City

Average Rent: Approximately $1000 per month

Forest City is a charming small town that can provide you with a peaceful lifestyle. It has recognition for its friendly community and quaint downtown area. You'll find that the town hosts various local events and has beautiful parks. It has lots of appeal for families and retirees alike.

Winston Salem

Average Rent: Approximately $1,395 per month

Residents here enjoy attractions like the Reynolda House Museum of American Art and the Salem Lake Trail. This city has a reputation for its rich history, cultural and arts scene. If this appeals to you them it’s a place worth exploring. 

Fayetteville

Average Rent: Approximately $1,400 per month

Home to Fort Liberty, Fayetteville provides a stable economy and diverse community. Residents can explore the Cape Fear Botanical Garden and the Airborne & Special Operations Museum. The city's downtown area, particularly the Cool Spring Downtown District, is bustling with businesses. You’ll find award-winning restaurants and nationally renowned museums.

Greenville

Average Rent: Around $1,400 per month.

Greenville hosts East Carolina University, contributing to a vibrant cultural scene. The city also offers outdoor activities like hiking and fishing along the Tar River. So, if you're a nature lover, this place is excellent.

Madison

Average Rent: Around $1,100 per month.

Madison boasts a rich history and a close-knit community. The town offers scenic views and outdoor activities, including access to the Dan River for fishing and kayaking. Its affordable living and small-town charm make it an attractive option for renters.

Jacksonville

Average Rent: About $1,400 per month.

Jacksonville is a vibrant city with a strong military presence due to Camp Lejeune. This brings a diverse population and a variety of cultural experiences. The city offers man parks, recreational facilities, and a growing downtown area with shops and restaurants.

Leland

Average Rent: Approximately $2,000 per month.

Leland is a rapidly growing town located just minutes from Wilmington. It offers a suburban feel with easy access to city amenities.

Residents enjoy proximity to beautiful beaches, golf courses, and a variety of shopping and dining options. The community gives a warm, friendly atmosphere and quality schools. It's perfect for families and professionals.

How Much House Can You Afford in North Carolina?

Wondering how much rent you can afford in North Carolina? Try to keep housing costs under 30% of your income—but don’t forget to count other monthly expenses. The right home should fit both your lifestyle and your budget.

Organizations like the North Carolina Housing Finance Agency can also help. They offer support for people who need income-based rental options.

Tips for Securing an Affordable House Rental in North Carolina

Finding the right rental can be competitive—but these tips can give you an edge:

  • Start early. Great rentals go fast. The sooner you begin, the more options you’ll have.
  • Check beyond the big sites. Smaller listing platforms or local property managers may have hidden gems.
  • Be prepared. Have your documents ready—like proof of income, references, and credit details—to speed up the application process.
  • Stay flexible. Being open to different neighborhoods can open up more affordable opportunities.
  • Watch out for scams. Never wire money or rent a home you haven’t seen in person or virtually.

Start Your Rental Search Today

You deserve a home that fits your budget, your needs, and your lifestyle. Whether you're new to the state or simply looking for a fresh start, ARK Homes for Rent is here to help you find it.

Explore our available homes today—and discover how easy it can be to live well in North Carolina.Finding affordable housing in North Carolina doesn’t have to be overwhelming. Start browsing today and take the next step toward finding your new home in North Carolina.